Family organizer & what-to-do guide

If something happened to you tomorrow, would your family know where everything is?

One file that shows them where everything is, plus step-by-step guidance on what to do, in order, with links to official sources.

Fillable PDF46 pagesInstant downloadNo passwords on paper

Get The Tomorrow File · $25

One-time payment. Type on your computer or print and write by hand.
A support tool built from official sources. Not a legal document or legal advice.

An older couple at their kitchen table, relieved, with an organized folder

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A woman at a kitchen table at night, surrounded by envelopes, on hold on the phone

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A scene many families know

It's late. The kitchen table is covered with envelopes. Someone is on hold with the bank for the third time today.

You know there was a life insurance policy, somewhere. You think Dad had an old 401(k) from his first job. Nobody knows the password to his phone, and the mail keeps coming.

Everything was "taken care of."
You just don't know where.

Often the information exists. It's just scattered across drawers, emails, and memory, and the people who need it have to go looking at the hardest moment of their lives.

Now imagine it differently

The same table. A different morning.

Your daughter opens one file. On the first page, in your handwriting: "Start here. Everything is in order. I love you."

The people to call. Where the papers are. Which accounts exist. What you wanted. And what to do first, second, and third, with links to the official sources.

She still grieves. But she isn't lost.

That's what The Tomorrow File is for.

Give them that morning · $25

A woman calmly opening a labeled binder with a handwritten note on top

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What many families learn too late

A few rules nobody tells you about

These come from official U.S. sources. They're in the file, with the links, so your family doesn't have to find out the hard way.

A power of attorney ends at death.The person who paid the bills for years can't keep using that authority once the person dies.

Source: Consumer Financial Protection Bureau

Survivor benefits only go back so far.Social Security survivor benefits can cover up to 6 months before the month you apply, so waiting longer can cost money.

Source: Social Security Administration

Debts are generally the estate's, not yours.Family members usually aren't personally responsible, with some exceptions, and collectors aren't allowed to suggest otherwise.

Source: CFPB

A death certificate isn't enough to forward the mail.The Post Office asks for proof that you're the executor or administrator.

Source: U.S. Postal Service

Some digital accounts don't wait.Without a legacy plan, Microsoft freezes Outlook.com and OneDrive accounts after 1 year of inactivity.

Source: Microsoft

The final tax return has a deadline.It's generally due April 15 of the year after the death.

Source: IRS Publication 559

What's inside

One file. Three parts. Everything in order.

1 · The Organizer

17 color-coded sections you fill in once, ideally over a weekend.

Key people, documents, and health
Bank, retirement, and investment accounts
Insurance, property, debts, and bills
Digital life, pets, and final wishes
A cut-out wallet card

2 · The Family Guide

What to do, in order, from the first hours to settling the estate.

Key deadlines on one page
The first hours, days, weeks, and months
Settling the estate, months 2 to 12
14 common mistakes to avoid
Court websites for all 50 states and DC

3 · Scripts, letters, and trackers

So nobody has to write the same letter eight times while grieving.

A phone script for any company
Letters for banks, insurers, employers, credit bureaus, and utilities
A list of who to notify
Trackers for certificates, accounts, and expenses

Why it's different

Built to be trusted, not just filled in

	The Tomorrow File	A typical binder or notebook
Passwords	Never on paper. Shows you how to set up Apple, Google, and Microsoft legacy tools	Often asks you to write them down
What to do after a death	Included, step by step, through settling the estate	Often missing or sold separately
Official sources	Links to SSA, IRS, FTC, CFPB, USA.gov, and state courts	Not usually included
Real deadlines	On one page, with sources	Not usually included
State court directory	All 50 states and DC	Not usually included

More than accounts

Leave your words, not just your paperwork

The Tomorrow File includes space for what no bank statement can hold: a letter of instruction, the people who should hear the news from family, the things you've been meaning to say, and how you'd like to be remembered.

Because when the time comes, your family won't only need to know where things are. They'll want to know what you hoped for.

Final wishes and letter of instruction pages

Who it's for

The one everyone calls. You're the person in the family who handles things, and you want your own affairs in order too.

Couples where only one knows how the bills get paid. Put it on paper so the other isn't left guessing.

Adult children with aging parents. Fill it in together, one section at a time, while there's time to ask.

Illustrative images

What it is

A clear, private organizer you keep at home
A calm, step-by-step guide for your family
Links to the official sources for each step

What it isn't

A will, trust, or power of attorney
Legal, tax, financial, or medical advice
A website that stores your data. It's a file you keep.

The Tomorrow File

$25 one-time

The Organizer: 17 fillable sections
The Family Guide: first hours through settling the estate
Key deadlines page with official sources
Court websites for all 50 states and DC
Phone script, 6 letters, and 4 trackers
Cut-out wallet card

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Look through every page. If it's not right for you, ask for a full refund within 30 days of purchase. Refund policy

Please read before you buy. The Tomorrow File is a support tool for getting organized. It was prepared with reference to official public sources, but it has no legal effect: it is not a will or any other legal document, it gives no one legal authority, and it is not legal, tax, financial, or medical advice. You are responsible for how you use it. Always confirm with the agency, company, court, or a qualified professional before you act. Terms of use

Questions

Do I need special software?

No. Any PDF reader that supports fillable forms works, including the free Adobe Acrobat Reader. You can also print it and write by hand.

Is my information private?

Yes. It's a file you keep on your own computer or on paper. Nothing you type is sent to us. And because the file never asks for passwords or full account numbers, it's safer to store and share.

Does it work in my state?

The organizer works anywhere. The Family Guide explains the general steps and links to official federal sources and to the court website for each of the 50 states and DC, because probate rules vary by state.

I don't have a will. Is this still useful?

Yes. The file helps your family find people, accounts, and documents either way. It doesn't replace a will; for that, talk to an attorney in your state.

How long does it take to fill in?

That depends on your situation. Most people start with a few sections and come back to the rest. The "My progress" page helps you keep track.

Is this legal advice? Does it have legal value?

No to both. The Tomorrow File is a support tool for getting organized, prepared with reference to official public sources. It is not a will or any other legal document, it gives no one legal authority, and it is not legal, tax, financial, or medical advice. Rules vary by state and by institution, and sources can change, so always confirm with the agency, company, court, or a qualified professional before you act. If you need a will, trust, or power of attorney, talk to an attorney in your state.

If something happened to you tomorrow, would your family know where everything is?

The same table. A different morning.

A few rules nobody tells you about

One file. Three parts. Everything in order.

1 · The Organizer

2 · The Family Guide

3 · Scripts, letters, and trackers

See the real pages

Built to be trusted, not just filled in

Leave your words, not just your paperwork

Who it's for

What it is

What it isn't

The First 72 Hours & Key Deadlines

Questions

Give your family a clear starting point